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3 Proven Ways You Can Make Money In Morocco

a laptop, wallet with dollars and a notebook and pen (how to make money in Morocco post)

Moving to Morocco can be an affordable life change, but finding a steady income can be a challenge. If you’re planning to move and live in Morocco, and wondering ‘but how do I make money in Morocco?‘, then this post is for you!

In the past, many Moroccans often chose to look for work abroad, such as in the Middle East or Europe. Even up until now, many believe that the grass is greener on the other side (WE know that’s not always the case!).

Just a few years ago, making money in Morocco didn’t seem possible for many of us. Often, we end up having to go back to the UK, breaking our backs to work and then taking a break for a few months in Morocco. 

Although some of us still do that, it’s getting better, as we’ll explore in this post.

With good budgeting and planning, it’s more possible to be financially stable in Morocco than before.

I’ve packed this blog post with some advice and experiences, so feel free to skim through, jump to the section you’re interested in, or save it for later. With the right resources, you could soon make living in Morocco a lasting solution, insh’Allah. (Updated on June 2023)

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Traditional Jobs Are Not Easy to Come By in Morocco

Finding a traditional job in Morocco remains fairly difficult for many people, including Moroccans, as many jobs require that you speak French, Arabic, and/or Spanish.

And some jobs are reserved for Moroccans only. It’s getting better for foreigners, though.

In recent years, the government has made it legal for foreign doctors to work here. There are also recent talks about bringing Filipino nurses.

Not to mention, Morocco is steadily moving to having English as the primary foreign language, creating an increasing demand for it, thus opening more employment and business opportunities for English-speaking expats.

Having said that, I still don’t recommend coming to Morocco with the hopes of finding a job. Even if you find a job in Morocco, your salary would be considerably lower than a salary abroad in the same position.

3 Ways To Make Money In Morocco

There are lots of ways to make a living in Morocco, but for this blog post, we broke it down into three main categories:

  1. Keeping a remote job from your home country
  2. Having an online business
  3. Opening a local business in Morocco

#1 Keeping Remote Jobs From Abroad

One way to make money while you’re in Morocco is to keep your remote job from abroad. This is a lucrative way to earn money because:

  • You’re getting paid an abroad salary (British pounds and euros convert handsomely to Moroccan dirhams).
  • If you’re from the UK or Europe, then you can benefit from similar time zones.
  • You get to save more as Morocco has cheaper living expenses.

Because of Covid, more remote jobs are becoming the new norm and more widely available.

Apply for remote whilst you’re still in the country, and not wait until after you’re in Morocco

I’ll tell you this from experience: don’t wait until you’re in Morocco to apply for remote jobs from abroad.

Many companies in the UK only offer remote jobs to people based in the UK and/or in Europe.

Unless your application really stands out and you’re really good at your job, they’ll most likely be reluctant in offering you the job if they know you’re not in the continent.

I tried applying for remote jobs while I was in the UAE, but have been unsuccessful. And one company in the UK rejected my application because they “can only consider UK-based applicants at this time.”

Similarly, my American husband has been unsuccessful in trying to get a remote job from the States.

Now, it’s not impossible. However, it’s far far easier to apply for jobs while you’re in your country, and not outside of it. So if you haven’t made the move yet, take advantage of it and start applying.

Where to find remote work

There’re plenty of online job boards. Here are some:

Also, if you know any companies that you would like to work with, go to their website and check out their career/job page. They might have a vacancy for you to fill.

Sometimes, it’s also worth asking your working friends or family if their company has a vacancy.

If you’re already on a job, might be worth asking to transition to working from home

When my brother-in-law decided he wanted to make hijrah to Morocco, he decided to resign from the company he was currently working with.

Because his employer really liked him and his work, they didn’t want to let him go. So they were more than happy to keep him, even if it meant he didn’t have to come to the office anymore.

So if you’re on a job already, and you have a good relationship with your employer AND know that you bring value to the company, gather the courage to ask.

You NEVER know until you do.

#2 Having an Online Business (or Freelancing)

Having an online business is another alternative that you can do, and many of us prefer this option.

Not only do you get to be your own boss and you get to control when to work and how many hours you wanna put in, but it’s also:

  • much more affordable to set up and maintain than a brick-and-mortar-based business.
  • because it’s online, you have more freedom to choose where you want to live in Morocco and not compromise living in an area for the ‘business opportunity’.

There are so many ways you can make money online. And depending on which route you take and how knowledgeable and skilled you are, it may take some time to make a living off of it, especially when you’re setting it up from scratch.

However, the quickest way to generate money online is to make use of your existing skills and offer it as services to your existing network.

And if your potential clients are not in your existing network, it might take time for you to find them and grow your client base.

For business-minded people in my family, at the start, we usually keep our traditional jobs while setting up our online business on the side, slowly building it up.

I understand that some jobs can be demanding, leaving you with no time or mental capacity to do anything else. In that case, you can pay someone to help set it up. Things you might need help with include:

  • Overviewing the business and marketing plan
  • Setting up the website
  • Putting business systems in place
  • Promoting your services on social media
  • Generating leads

Types of services you can offer

There are so many different services that you can offer online, but here are a few examples:

  • Teaching
  • Writing (copywriting, content writing, ghostwriting – there’re so many types of writing you can offer)
  • Proofreading and editing
  • Marketing (brand strategy, marketing manager, etc.)
  • Administration (bookkeeping, customer service, etc.)
  • Graphic Designing
  • Website Development
  • Virtual Assistance (I started with this, and if you’re interested in becoming a VA here’s a book that really helped me get started)

My father is an Arabic tutor on Preply, and he makes a decent amount of money from the platform. Teaching is a popular trade choice for many fellow Muslim expats who migrated to Morocco, and if you’re a teacher or inspire to become a teacher, you can make money online teaching, even without a degree.

How to Become an Online Teacher (IN 30 DAYS)

My experience with starting an online business

I used to work with a company online as a social media manager and content writer. However, the business was struggling at the time, and because of that, my position was always threatened. When business was bad, my pay was late, and there were also talks to close down the company.

Every month, I was anxious and every time I received my pay, I wasn’t comfortable spending it fearing I wouldn’t have any the next month.

That’s when I decided I wanted to take control of my own earnings. I wanted to start a service-based business, but I didn’t have the money to invest in it at the time.

I started off making money on a platform called Fiverr (no signup cost) where I offered different types of writing and marketing services. I tested out different gigs and then stuck to the ones that were in demand and what I was most passionate about.

Interestingly, I found out a market I never knew existed: writing English letters on behalf of Chinese students to their professors (something as simple as just a thank you letter). Some of my gigs included writing Instagram captions and copyediting.

Fiverr was taking 20% of my earnings. It might seem like a lot, but I didn’t mind that because they brought me clients and I didn’t have to chase them up with the money. They took care of all the admin stuff. Eventually, I wanted more freedom and not having to rely on Fiverr fully.

Using the money I earned on Fiverr, I bought a domain name and hosting, paid someone to do my logo, and invested in courses and online tools to start trading. And that was the start of my online business. I started offering administrative services as a Virtual Assistant and then niched down to SEO content writing.

“What if I don’t have any skills for an online business?”

If you’re reading this right now, I firmly believe you have something you can offer. Whatever you’ve been doing up until now to make money in your job, those skills are transferable.

And if you’re a homemaker or stay-at-home parent, and decide you want to help out making hijrah possible, you also have things you’ve been doing up until now that are transferable.

It just takes some self-reflecting, brainstorming, and the drive to find those skills within yourself and turn them into trade people want to pay you for.

And if you’re not confident in your existing skills, there’s always room for practice and improvement.

Whenever I feel that I lack confidence in the skills that I have, I go to Coursera or Skillshare to fill the gaps in my knowledge. There are many courses and classes on various topics and industries.

#3 Opening a Business in Morocco

Having a business in Morocco is another alternative that you can do.  

I can’t give you the exact number of how much it costs, as I need to do some research on it. But according to a relative, it cost him around 3500 to 4000 MAD to open a company in Morocco (around £300).

In the UK, it costs me around £60 if you’re doing it through an accountant or company. If you do it yourself, you can open a company for as little as £12.

Please note that this is only the registration and incorporation fees. You’d also need an address to register your company. You can use your residential address, but you’d need a permit from your landlord. My relative paid 1200 MAD to use a temporary address for six months.

Many Muslim expats opt for this option to make it easier to apply for residency. However, in our recent findings, it’s important to note that for you to apply for residency through having a business in Morocco, your business need to be generating profit.

If your business is making a loss, then you can’t use that as a getaway to get a residency.

What type of business to open in Morocco?

The cheaper way and faster way to see a profit in a business is having an online business, where you provide services to individuals and businesses (same thing as having an online business, just registered in Morocco). Your clients could be based in Morocco and abroad.

Having an online business is also a low risk as you don’t have to put in a lot of money to start and maintain it.

If you have money to invest and want to open a local business, then there are a couple of things you can do. I advise you to do your own research about the location you plan on doing business and also look into if your business will be well received by the locals.

That being said, here are some examples of businesses that you can start in Morocco:

Example #1: Exporting and importing goods

This is the first business model my family started with. Whenever my father sees potential in Moroccan goods, he ships them off to the UK and Europe. When he was there, he used to sell Kaftan, raw honey, Argan oil, prickly pears cream, and many Moroccan beauty and natural products.

He first started on a small scale, selling them to individual customers on eBay. When he left the UK for good, he started wholesaling the goods to businesses in Birmingham.

If you’re interested in doing something similar, it might take some time to find good products and trustworthy suppliers. It’s not the same as buying Moroccan kaftan (Moroccan dress) from an unknown vendor on the street and buying them, for example, from a well-known vendor in the old Medina of Fes. The kaftans I buy from a local market are usually of poor quality and fall apart after a few washings.

Example #2: Opening a retail shop or service-based store

Depending on the area, some types of shops can do really well in Morocco. We know some people who’ve opened a salon for women, a hijama clinic, and an all-natural products store.

Keep in mind that, in certain areas, renting a shop can be expensive – so it’s important to do your research before deciding on a location. You’ll want to take into account the type of products or services you’ll be offering, as well as the number of similar businesses in the area, in order to determine whether or not it will be a viable location for you.

It’s also important to consider the demographics of the area – what kind of customers will be interested in the products or services you’re offering?

Developing a good understanding of the local market can help you create a unique business that stands out and puts you one step closer to success, insha’Allah.

Example #3: Opening a restaurant

If you’re a passionate foodie, opening a restaurant in Morocco could be the perfect opportunity to follow your dreams and explore the culinary possibilities!

While restaurants may come with unique challenges – from ensuring food hygiene and managing waste to hiring competent staff – the rewards can be well worth the effort, if done right.

That said, when it comes to new cuisine, it’s best to start small. Many Moroccans may be hesitant to try something different at first. Consider offering your take on a dish or pastry on a make-to-order basis so locals can try it without breaking the bank.

A brother, for example, is currently selling Bengali food through a WhatsApp group in Tetouan. This small-scale approach can help to gauge public interest before expanding, and if your fare resonates with the locals, you can grow from there!

Example #4: Renting out an Airbnb

Airbnb is another business venture that is growing in popularity in Morocco. If you enjoy a mixture of home décor, hospitality, and real estate, then this might be the type of business you want to get into.

Useful reads from Amazon Kindle:

My friend was telling me about a woman who got a place in the UAE, and she turned one part of the apartment into Airbnb. She’s living there, but she’s not paying rent from her own pocket. Her AirBnB business covers it.

Of course, you might not want to share your living space with a total stranger. But it might be worth considering it in some types of accommodation.

For example, in Morocco, some three-story buildings have three apartments. One floor consists of a whole apartment. If you rent the whole building and live in one of the apartments, you can sublease the rest.

Just make sure that if you’re subleasing, to first get permission from your landlord.

Example #5: Opening a learning centre

If you’re passionate about education and teaching, opening a learning centre might be a good calling for you.

Because Morocco is adopting English as the new primary foreign language, the demand for the language is also growing. A part of the reason why Tetouan is popular among many Muslim expats is the centre that has been established by an American Muslim couple a few years ago.

They started out with teaching English, and then slowly branched out to different subjects. Now they have a nursery for children, as well as Arabic and Quran classes for adults, masha’Allah.

Which route of making money should you go for?

You have to choose what works for you and your family. Many expats come here with some good savings. They budget living in Morocco for a couple of months or even years, then figure out ways to make money as they’re in the country.

Some expats come to Morocco with remote jobs from back home. They then build something on the side whether it’s an online business or investing in a local business.

Others transition completely to Morocco and look for opportunities in the local market. These might include freelancing, teaching, running a tourism-related business, or working in a local company.

You may even choose to combine online and offline options to diversify your income even more. There’s no one-size-fits-all approach when it comes to making money. You’ll have to experiment and be open to trying new things in order to maximize your earning potential.

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    Additional Advice & Resources

    Make sure you have a good laptop

    You’ll be using your laptop a lot, especially if you’re planning to work remotely or run an online business.

    It’s important to have the right laptop for the type of business you’ll be doing. Getting a high-quality laptop from the UK or abroad is usually much cheaper than trying to get a good one from Morocco, and you’re also less likely to get ripped off. To be on the safe side, we usually get our laptops and all our electronics from abroad.

    Books I recommend to read For business

    Book #1: Survival Skills for Freelancers: Tried and Tested Tips to Help You Ace Self-Employment Without Burnout

    When my journey of self-employment began, I had to do almost everything by myself – from writing a business plan to developing a marketing strategy, building a website, crafting web copy, and handling the books. Juggling so many tasks made it hard to stay on top of my family and mental wellbeing. Some days felt incredibly lonely and discouraging, even leading to bouts of unproductivity and the feeling of hitting a wall.

    Order Now / Read Online

    Whether you’re transitioning to being self-employed or just starting out, this book gives you guidance and advice on how to navigate the challenges of owning your own business.

    Book #2: Business Plan Template And Example: How To Write A Business Plan – Business Planning Made Simple

    Order Now / Read Online

    I started reading this book because I wanted to know how to make a business plan. I finished the book taking much more with me. In addition to the detailed step-by-step instructions for creating a business plan, the author gives you the confidence and the inspiration to take on the task. He shares his own personal experiences so you know that you’re not alone, as well as the common mistakes and pitfalls to avoid.

    The book’s approachable tone is inviting and empowering at the same time. It’s the perfect mix of theory and practice for anyone wanting to launch their own business.

    The books above are available for free on Kindle Unlimited. If you haven’t already, you can also sign up for a 30-day free trial. Most of the business books I’ve consumed were from the subscription, and I love to read it on my kindle device.

    Pin This For Later

    Conclusion

    Making money when you’re in a foreign country may seem daunting, but it doesn’t have to be. In this day and age, working remotely and making money online are becoming the norm.

    If someone like me can find some success in it, as a mother of three, with no high educational degree under my belt – insha’Allah, you can do it, too.

    No matter what route you choose to make money in Morocco, it is important to have the right mindset and approach. Sometimes, we’re the ones who put limitations on ourselves. Don’t limit yourself! Be resourceful, be creative, and be resilient.

    You must be willing to learn, adapt, and improve. Push yourself out of your comfort zone and find solutions that you may not have previously considered. Even when faced with obstacles, maintain your motivation and push through.

    With the right attitude and dedication, you can succeed, so much that money becomes the LEAST of your concerns in the near future, insha’Allah.

    Related blog posts:

    All in all, I truly hope that you found this post useful! If you have any questions, feel free to message me or leave your feedback in the comments.


    6 thoughts on “3 Proven Ways You Can Make Money In Morocco”

      1. Thank you for taking the time to read! As for farm country living, that’s one of our goals, insha’Allah!
        We did have some experience farming in Skhirat, my brother raised chickens and grew some vegetables… The experience didn’t last long enough to be able to write a full post on it, but insha’Allah soon.

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